Top 3 Mobile Payment Apps – Digital Wallets

Top 3 Mobile Payment Apps – Digital Wallets

Is carrying hard cash along all the time being a problem to you? Here is the way out to it.

Mobile payments are getting too mainstream this days and with the services like Apple Pay and Google Wallet you can easily and quickly check out without grabbing your wallet.

But even though we have this apps to make your payments more easier, there are still many smartphones that lack of NFC and the other features which makes the mobile payments possible. So, for whom who don’t have this features in their smartphones these are some of the applications and payment apps you can use to make payments with out calling for a check and saving time.

Be Sure First

There are somethings you need to be sure of before relying on these apps.

There many be many merchants around you who still do not accept mobile payments. With the services which are widely accepted like Paytm, PayPal and others, you are limited by where you can use them. You will have to check the businesses near you to see if they use the listed apps for payments.

To be sure of this is really important, these apps can only be used to pay the merchants and businesses. You cannot use this apps for money transfers.

QuikWallet – Pay Everywhere

QuikWallet - Pay Everywhere - Mobile Payment

Go cashless with QuickWallet! You do not need to carry your cold cash or plastic money anymore. You can pay at restaurants, bars, cafes, and retail outlets across Mumbai, Delhi, Pune, Hyderabad, Bangalore, Madhya Pradesh and many more cities across the country. Plus, you get the benefit of 10% cashback credits when you recharge your mobile or DTH services through this app. You can pay using Credit/Debit Card / Net Banking / American Express eZeClick / HDFC PayZapp.

Use the absolutely free app to make your payments more convenient.

Get the app here.

PayUmoney – Recharge and Bills

PayUmoney - Recharge and Bills - Mobile Payment

PayUmoney app allows you to pay your bills, recharge and keep all your online spending organized. It is a great payment app, but this service offers a limited range of products, services and discounts to choose from. While the limitation this app offers a great user interface and many services like you can pay your Prepaid and Postpaid bills, DTH recharges of all the operators, view various tariffs. Plus you can use PayUmoney wallet, debit card, credit card or net banking for all leading banks such as State bank of India (SBI), ICICI, HDFC, Axis Bank etc.

Get this app here.

Patym – Recharge, Shop and Wallet

Patym - Recharge, Shop and Wallet - Mobile Payment

With a 100 million customers Patym turns out to be a great app. The app is user-friendly and super fast. The service also offers DTH recharge, taxi payments and mobile shopping for electronics, fashion products, home furnishing and baby products.

You can download this app here.

Which one of the above payment apps for mobile will you prefer? Let us know in the comment section below.

About Naman

Naman Khandelwal is an expert author for the iNewTechnology. He writes about Smartphones, New tech Gadgets, Apps and how to use them.